We offer two checking accounts based on the way you use your checking account, and whether or not earning a dividend is important to you.

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Ultimate Checking

Metco’s Ultimate Checking is perfect for the member who keeps a moderate to high ongoing-balance in their checking account and would like to earn a dividend on those funds.

Earn a BONUS RATE of On Balances Up To $15,000 When You:

  • Post at least 15 signature-based Debit Card transactions per month for at least $5.00 each
  • Direct Deposit your payroll or retirement check in to your account
  • Use Metco’s FREE Online Banking and eStatement services
  • Provide a valid e-mail address at account opening

For details, or to open an ULTIMATE CHECKING account, simply call or stop in to our office.

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Courtesy Pay

The term “account” refers to Metco Credit Union’s Ultimate Checking account. *Annual Percentage Yield (APY) paid on balances between one penny and $15,000, each statement cycle in which the minimum requirements are met. If you do not meet all of the minimum requirements during any cycle, your account will not be paid a dividend for that cycle.  A fee of $10.00 will be assessed to your account if your balance falls below $1,000 during any statement cycle. Interest rate and APY subject to change at any time after the account is opened. At least 15 signature-based Debit card transactions must be posted to the account within a one calendar month period to qualify for a dividend payment. ATM and PIN-generated transactions do not qualify account for dividend payment. Available to Personal Accounts only. No monthly service charge. Other restrictions may apply. Federally insured to at least $250,000 by the NCUA.


HOLIDAY CLOSING NOTICE: We will be closed on Monday, January 17th for the MLK holiday.