Checking

We offer two checking accounts based on the way you use your checking account, and whether or not earning a dividend is important to you.

Are you looking for FREE Checking?

If you are already a Metco member, we likely will not need any additional documentation.

If you are not yet a Metco member, the following documents will be required to join:

  1. Non-expired ID (drivers license or passport) with your current address. If your ID does not list your current address, we will request a recent piece of mail with the current address.
  2. Social Security number

  • To join Metco and become a member-owner, you need to deposit $5.00 into a savings account.
  • Once a member, you can open a checking account with a min. $50.00 deposit.

JOIN TODAY! Current members can contact us to open a checking account. Non-members can complete a Membership Application & indicate on the application that they wish to open a checking account.

Ultimate Checking

Metco’s Ultimate Checking is perfect for the member who keeps a moderate to high ongoing-balance in their checking account and would like to earn a dividend on those funds.

Earn a BONUS RATE of On Balances Up To $15,000 When You:

  • Post at least 15 signature-based Debit Card transactions per month for at least $5.00 each
  • Direct Deposit your payroll or retirement check in to your account
  • Use Metco’s FREE Online Banking and eStatement services
  • Provide a valid e-mail address at account opening

For details, or to open an ULTIMATE CHECKING account, simply call or stop in to our office.

The term “account” refers to Metco Credit Union’s Ultimate Checking account. *Annual Percentage Yield (APY) paid on balances between one penny and $15,000, each statement cycle in which the minimum requirements are met. If you do not meet all of the minimum requirements during any cycle, your account will not be paid a dividend for that cycle.  A fee of $10.00 will be assessed to your account if your balance falls below $1,000 during any statement cycle. Interest rate and APY subject to change at any time after the account is opened. At least 15 signature-based Debit card transactions must be posted to the account within a one calendar month period to qualify for a dividend payment. ATM and PIN-generated transactions do not qualify account for dividend payment. Available to Personal Accounts only. No monthly service charge. Other restrictions may apply. Federally insured to at least $250,000 by the NCUA.

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