1. NO PURCHASE NECESSARY. Membership is not required to participate in the prize drawing. 2. ELIGIBILITY– Participation is limited to eligible persons who are 18 years or older. By submitting an entry you agree to be bound by these Official Rules. The Promotion period begins 11/26/18 and ends 12/22/18 and applies to entries actually received by the Credit Union during this period. All winners will be notified by the Credit Union. If any prize is unclaimed, an alternate winner will be chosen. Employees, officers, directors of the credit union and immediate family members (spouse, parents, siblings, children and their spouses) and persons living in the same households of each of the above are ineligible. 3. PRIZES – The Credit Union will award three different persons a Visa gift card worth $50. The gift card cannot be exchanged for cash. 4. HOW TO ENTER – Enter at https://www.metcocu.org/metco-contest/. Non electronic entries can be mailed on an index card with name, address, phone number and email to Metco Credit Union, Attn: Contest, 115 8th Ave. SW, Cedar Rapids, Iowa 52404. One entry per envelope and the Credit Union is not responsible for lost, late, mis-delivered, incomplete or postage-due entries. One entry per person. 5. WINNER SELECTIONS – One winner will be selected on 01/03/2019 at random from eligible entry forms. The selection of a prize winner here under will be final. Selected winners will be notified by mail, telephone, or email, following the drawing week. In the event a selected winner is unreachable within seven days or cannot accept the prize for any reason, the selected winner will forfeit the prize and an alternate winner may or may not be selected from the remaining eligible entries. No transfer or substitution of prize permitted by winner. No cash or other considerations will be paid. Odds of winning will depend upon the number of eligible entry forms received. 6. CONDITIONS OF PARTICIPATION – Metco Credit Union reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Campaign and acceptance of a prize. Entrants agree to be bound by the terms of these Official Rules and by the decisions of Metco Credit Union, which are final and binding on all matters pertaining to this campaign. By accepting a prize, winner agrees to pick-up the prize at Metco Credit Union or pay for any packaging and shipping charges if they request the prize be shipped to them. Winner also agrees to hold Metco Credit Union and its employees harmless for any injury or damage caused or claimed to be caused by participation in the Campaign or acceptance, receipt, possession, or misuse of the prize. Metco Credit Union is not responsible for any printing, typographical, mechanical or other error in the administration of the Campaign or in the announcement of the prize. 7. PUBLICITY AUTHORIZATION – Metco Credit Union may use winner’s name, likeness and city name for promotional purposes without additional compensation. 8. WINNERS LIST – The names of the winners will be kept at Metco Credit Union. For a copy of the winners list, please contact Metco Credit Union. 9. VOID WHERE PROHIBITED BY LAW – All federal, state and local laws and regulations apply.