First Mortgage Loans

Metco Credit Union offers a variety of mortgage options designed to fit our members unique needs—whether you’re buying a new home or refinancing your current one. Our competitive rates, flexible terms, and a range of loan types ensure that you’ll find the right option for your situation.

Mortgage Loan Options:

• Fixed Rate Mortgages (30-year and a variety of other term lengths)
• Adjustable Rate Mortgages (ARMs)
• Balloon Loans
• Jumbo Loans
• USDA Loans
• Second Home Loans
• 1–4 Unit Investment Properties
• Modular Home Loans

Why Choose Metco Credit Union for Your Mortgage?

• Competitive Rates and Fees: Enjoy lower rates and fewer fees compared to traditional banks.
• Personalized Service: Our lenders take the time to understand your needs and guide you through the loan process.
• Local Decision Making: With us, decisions are made locally, ensuring a faster, more personalized experience.
• Access to Exclusive Programs: Speak with one of our lenders to learn how the FHLB Federal Mortgage Assistance Program could help with down payment and closing costs.

Apply securely online or contact Regan Carlo for information
about Metco’s mortgage loans and current rates.

Tired of Renting?

You may be surprised to learn that a monthly mortgage payment is often times less than the cost of renting!

Let us show you just how easy it is to become a home owner with a FREE Mortgage Pre-Approval.

Our FREE Mortgage Pre-Approval will help you determine:

• What price of home you can afford
• The loan type that best fits your budget & lifestyle
• If 100% financing is an option for you
• The cost of other home-related services, such as insurance & taxes

And, if you’re not ready for home ownership now, we’ll help you develop a plan to ensure you’re ready to own a home in the future.

Simply call, stop in or email Regan to schedule your FREE Mortgage Pre-Approval today!

Want To Lower Your Mortgage Payment Or Pay Off Your Home Sooner?

We’ve helped others do it – see if we can do it for you too!

No matter how recently you financed your home, a FREE Mortgage Review from Metco Credit Union could benefit you greatly! After all, who doesn’t want to lower their monthly payment and/or shave years off their mortgage loan?

Our FREE Mortgage Review will help you determine if we can:

• Lower your rate, which will lower your monthly payment
• Shorten the term of your mortgage and save thousands of dollars in interest
• Switch you to a loan type that makes more sense for your lifestyle or financial situation

And if we can’t offer you a better deal, we’ll tell you!

Simply call, stop in or email Regan to schedule your FREE Mortgage Review today!