First Mortgage Loans

Metco Mortgage Loans are a great option for members who are looking to finance a new home or refinance their current home.  We have a loan type and term to fit just about every situation, so call or apply online today!

  • Competitive rates and fees
  • Fixed and adjustable rate terms
  • Balloon loan options
  • 10, 15 & 20 Year Options
  • 30 Year Fixed
  • 7-Year Fixed
  • ARMs (Adjustable Rate Mortgages)
  • USDA
  • Second Homes
  • Jumbo Loans
  • 1 – 4 Unit Investment Properties
  • Modular Home Loans
  • Learn more about our FHLB Federal Mortgage Assistance Program that may provide down payment and closing cost assistance.

Apply securely online or contact Regan Carlo for information
about Metco’s mortgage loans and current rates.

Mortgage Loans. Which is right for you?

Tired of Renting?

Woman at computer reviewing billsYou may be surprised to learn that a monthly mortgage payment is often times less than the cost of renting!

Let us show you just how easy it is to become a home owner with a FREE Mortgage Pre-Approval.

Our FREE Mortgage Pre-Approval will help you determine:

  • what price of home you can afford
  • the loan type that best fits your budget & lifestyle
  • if 100% financing is an option for you
  • the cost of other home-related services, such as insurance & taxes

And, if you’re not ready for home ownership now, we’ll help you develop a plan to ensure you’re ready to own a home in the future.

Simply call, stop in or email Regan to schedule your FREE Mortgage Pre-Approval today!

Want To Lower Your Mortgage Payment Or Pay Off Your Home Sooner?

Family In Kitchen Looking At Laptop Together We’ve helped others do it – see if we can do it for you too!

No matter how recently you financed your home, a FREE Mortgage Review from Metco Credit Union could benefit you greatly! After all, who doesn’t want to lower their monthly payment and/or shave years off their mortgage loan?

Our FREE Mortgage Review will help you determine if we can:

  • lower your rate, which will lower your monthly payment
  • shorten the term of your mortgage and save thousands of dollars in interest
  • switch you to a loan type that makes more sense for your lifestyle or financial situation

And if we can’t offer you a better deal, we’ll tell you!

Simply call, stop in or email Regan to schedule your FREE Mortgage Review today!


HOLIDAY CLOSING NOTICE: We will be closed on Monday, January 17th for the MLK holiday.