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Loans | Savings | Certificates

Last updated April 10, 2008
Members with qualifying credit, Metco checking account & automatic loan payment may have rates as low as...
Phone: 398-5007 or 1-888-378-7786
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Loans

Rate

APR*

Term  
2007 & 2008  New Vehicles

4.990

4.990 60 Calculator
2006-2008 Used Vehicles with 20,000 miles or less 4.990 4.990 36 Calculator
2006-2008 Used Vehicles with 20,000 miles or less 4.990 4.990 48 Calculator
2006-2008 Used Vehicles with 20,000 miles or less

4.990

4.990 60 Calculator
2006-2008 Used Vehicles with 20,000 miles or less 5.990 5.990 72 Calculator
2004-2007 Used Vehicles with over 20,000 miles 5.740 5.740 36 Calculator
2004-2007 Used Vehicles with over 20,000 miles 5.740 5.740 48 Calculator
2004-2007 Used Vehicles with over 20,000 miles 5.740 5.740 60 Calculator
2001-2003 Used Vehicles 6.990 6.990 36 Calculator
2001-2003 Used Vehicles 6.990 6.990 48 Calculator
2000 & Older Used Vehicles 8.490 8.490 36 Calculator
Example: A $20,000 loan borrowed at 8.6% for a 60 month term        
              would be $411.29 per month        
2004-2008 Motor Homes, Boats & Campers over $20,000 (3-yr balloon) 4.990 4.990 180 Calculator
2001-2003 Motor Homes, Boats & Campers over $20,000 (3-yr balloon) 5.740 5.740 180 Calculator
Other Titled & Non-title Secured Loans (2006-2008) 6.240 6.240 48 Calculator
Other Titled & Non-title Secured Loans (2002-2005) 7.490 7.490 36 Calculator
Other Titled & Non-title Secured Loans (2001 & Older) 8.990 8.990 24 Calculator
Unsecured Loans (6-24 mo) 10.990 10.990 24 Calculator
Unsecured Loans (25-48 mo) 12.990 12.990 48 Calculator
Home Improvement $5,000 Limit 7.990 7.990 60 Calculator
Home Equity 90% Tax Assessed/Appraised Value (5-yr balloon) 5.990 5.990 60 Calculator
Home Equity 100% Tax Assessed/Appraised Value (5-yr balloon) 6.990 6.990 60 Calculator
Home Equity Line of Credit Prime Rate (5% Floor) 5.250 5.240 n/a Calculator
Home Equity Line of Credit Prime Rate less .50% (5% Floor) 5.000 5.000 n/a Calculator
Home Equity Lines of Credit are variable and subject to change. Maximum APR 21%. The rate will be the Prime Rate as published in the Wall Street Journal 10 days prior to the end of each calendar quarter, plus index (if applicable)        

 

*APR = Annual Percentage Rate
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Last updated April 10, 2008
Phone: 398-5007 or 1-888-378-7786

 

Savings Minimum Balance

Dividend Rate

APY* Term
Share Savings ($0-$99.99) $5.00   0.000 n/a
Share Savings ($100.00+) $5.00 0.750 0.750 n/a
Kids Klub Share Savings ($5.00+) $5.00 0.750 0.750 n/a
Junior Savers Share Savings ($5.00+) $5.00 0.750 0.750 n/a
Mega Saver $2,500 to $7,499.99 $2,500 1.250 1.260 n/a
Mega Saver $7,500 to $14,999.99 $2,500 1.500 1.510 n/a
Mega Saver $15,000 to $49,999.99 $2,500 2.000 2.020 n/a
Mega Saver $50,000 and over $2,500

2.500

2.520 n/a
Share Drafts $0.00   0.000 n/a
IRA Share Savings $100 to $9,999.99 $500.00 2.250 2.270 n/a
IRA Share Savings $10,000.00 to $29,999.99 $500.00 2.500 2.520 n/a
IRA Share Savings $30,000 and over  $500.00 2.750 2.770 n/a
Christmas Club Share Savings $0.00 0.750 0.750 n/a

 

*APY = Annual Percentage Yield
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Last updated April 10, 2008
Phone: 398-5007 or 1-888-378-7786

 

Certificates Minimum Deposit

Dividend Rate

APY* Term
6 Month Share Certificate $1,000.00 2.650 2.680 6
6 Month Junior Saver Certificate $500.00 2.650 2.680 6
12 Month Share Certificate $1,000.00 2.700 2.730 12
15 Month Share Certificate $1,000.00 3.250 3.290 15
15 Month Share Certificate $30,000.00 3.350 3.390 15
18 Month Share Certificate $1,000.00 2.750 2.780 18
24 Month Share Certificate $1,000.00 2.850 2.880 24
24 Month IRA Share Certificate $1,000.00 2.850 2.880 24
24 Month IRA Share Certificate $10,000.00 2.900 2.930 24
24 Month IRA Share Certificate $30,000.00 3.000 3.030 24
30 Month Share Certificate $1,000.00 2.950 2.980 30
36 Month Kids Klub Share Certificate $500.00 3.450 3.490 36
36 Month Share Certificate $1,000.00 3.450 3.490 36
36 Month Share Certificate $30,000.00 3.550 3.600 36
36 Month IRA Share Certificate $1,000.00 3.450 3.490 36
36 Month IRA Share Certificate $10,000.00 3.450 3.490 36
36 Month IRA Share Certificate $30,000.00 3.550 3.600 36
48 Month Share Certificate $1,000.00 3.250 3.290 48
48 Month IRA Share Certificate $1,000.00 3.250 3.290 48
48 Month IRA Share Certificate $10,000.00 3.300 3.340 48
48 Month IRA Share Certificate $30,000.00 3.400 3.440 48
60 Month Share Certificate $1,000.00 3.650 3.700 60
60 month Share Certificate $30,000.00 3.750 3.800 60

 

*APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal

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